100%

Shop Now. Pay Later. Stay in Control.

Credit, Reinvented for Simplicity.

banner
Flexible credit solutions tailored to your lifestyle.

Tools that put you in control of your finances.

Toracash doesn't just offer flexible payments - we give you insights that help you spend smarter, save better, and manage credit with confidence.

  • Smart Spending Insights

    Track your purchases in real time and gain a clear view of your
    cash flow - helping you stay on top of your financial habits.

  • Goal-Driven Savings Support

    Set personal goals and uncover new opportunities to save
    all while staying in control of your repayment plans.

  • Clear, Confident Credit Management

    Manage your repayment schedule with ease.
    Avoid late fees, track due dates, and build a healthier financial future.

image
icon

Take Charge of Your Finances with Toracash

Stay in control with tools that make managing your credit simple,
transparent, and stress-free — wherever you are.

  • Clear and Simple Credit Management

    Track your spending, stay on top of repayments,
    and manage your limits all from one convenient platform.

  • User-Friendly Experience

    Our clean, intuitive interface is designed to make credit easy to
    understand and even easier to use - no confusion, no fine print. experience.

image
icon

Access ToraCash Anytime, Anywhere

Stay connected to your credit and payments from any device, wherever you are. Toracash is built for your lifestyle — always available when you need it.

  • Instant Sync

    Your data updates in real time across your devices. Whether you're checking your balance on your phone or managing payments on your laptop, everything stays in sync.

  • Cross-Platform Ready

    Use Toracash on Android, iOS, or desktop browsers. No downloads required to get started — just log in and take control from any platform you prefer.

image
icon

Toracash helped me buy my fridge without the pressure of full payment upfront. I paid in manageable installments, and it really eased my cash flow.

Customer
Ruth M., Harare, Zimbabwe

As a small shop owner in Lusaka, offering Toracash as a payment option boosted my sales. Customers love the flexibility — and I get paid immediately!

Customer
James B., Lusaka, Zambia

I used Toracash to pay for my daughter’s school tablet. Quick approval, clear terms, and no surprises. This service is a game changer.

Customer
Tendai K., Mutare, Zimbabwe

20%

Average Monthly Savings

98%

Of Users Recommend ToraCash:

Toracash is transforming the way people access credit in Zimbabwe and Zambia — with hundreds of thousands expected to experience the freedom of flexible, transparent financing. Every new milestone is a step forward for our growing community, and we’re just getting started.

Buy with Confidence,
Enjoy peace of mind with every transaction.

See How ToraCash Makes Every Purchase
Safe and Reliable.

illustration